HomePath Loans

HomePath offers you a range of options to suit all your needs and lifestyle. These options are available for both personal and investment purposes. Here are all our popular options.

Standard Variable Rate Home and Investment Home Loan

The option that delivers maximum flexibility, and enables you to make the most of lower interest rates.

This rate may fluctuate depending on market conditions. However, HomePath currently offers one of the lowest Standard Variable Rates on the market, while offering additional features such as Repayment Redraw and Loan Portability.

2, 3 and 5 Year Fixed Rate Home and Investment Home Loan

HomePath offers fixed interest rate periods of 2, 3 and 5 years. Choose the fixed rate term that suits you best, and enjoy the security of set loan repayments for the agreed period, so you can budget for other financial priorities in your life.

At the end of the fixed interest rate period your loan will automatically move to a variable rate loan (at no cost) or, you can apply to switch to a new fixed rate period (in which case a switching fee will apply).

Fixed and Variable Rate Home and Investment Home Loan

Enjoy the best of both worlds. For greater flexibility and security in a changing rate market, you can choose to split your loan into a fixed rate portion and a variable rate portion.

You can select the amount you wish to allocate to each loan portion and for the fixed rate portion you can choose a 2, 3 or 5 year fixed rate.

Home Seeker

Get your home loan pre-approved. Our Home Seeker Loan offers "in principle" approval which is valid for 12 months so that you can know how much you can afford and strengthening your position as a buyer.

It will also provide you with a basis to compare different loans and therefore help you make the best choice for your situation. It enables you to search for a home knowing your finance is in place.

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You can also view and print the full terms and conditions of all our loan options.

Please note:
The above information is subject to change without notice. Applications for finance are subject to HomePath's credit approval criteria. Full terms and conditions will be included in the Loan Offer.